Saturday, November 8, 2025

Piramal Finance Share Price Today: Big Jump Expected in 2025!

Introduction: Piramal Finance Share Price Discussion 2025

Piramal Finance Share Price Today Live Chart and Market Update 2025


Indian stock market में Piramal Finance (part of Piramal Enterprises Ltd. – NSE: PEL) एक ऐसा नाम है जो पिछले कुछ सालों में investors के बीच काफी चर्चा में रहा है।
आज हम जानेंगे कि Piramal Finance Share Price Today, company का future growth plan, expert targets, fundamental analysis और क्या यह stock long-term investors के लिए buy करने लायक है या नहीं।

👉 Main Keywords: Piramal Finance Share Price Today, Piramal Enterprises Share Price, PEL Stock Target 2025

📊 Current Piramal Finance Share Price & Recent Performance

As of today, Piramal Enterprises Ltd (PEL) share price is hovering around ₹___ (replace with latest live data) on NSE, with a market capitalization of approximately ₹___ crore.
पिछले 6 महीनों में stock ने लगभग 15–20% का return दिया है, जबकि one-year return mixed रहा है।

DurationPrice ChangeTrend
1 Week+2.5%Slight Uptrend
1 Month+6.8%Positive Momentum
6 Months+18%Bullish
1 Year-5.4%Consolidation Phase


🧩 About Piramal Finance & Company Background

Piramal Finance operates under Piramal Enterprises Limited (PEL) – a leading diversified NBFC (Non-Banking Financial Company) focusing on retail & wholesale lending.
कंपनी के पास housing finance, personal loans, business loans और structured real-estate funding जैसे diversified products हैं।

Key Business Areas:

  • Retail & MSME loans

  • Affordable housing finance

  • Real estate lending

  • Digital financial services through app partnerships

  • Corporate debt restructuring

Piramal Group की leadership under Ajay Piramal ने पिछले कुछ सालों में कंपनी को restructuring और new-age digital finance model की तरफ मोड़ा है।

Piramal Finance Stock Analysis and 2025 Growth Prediction




📈 Piramal Finance Share Price History (Past 5 Years)

YearAvg. Price (₹)Key Highlights
2020890COVID crash impact
20212420Demerger & NBFC expansion
20221250Market correction
20231020Loan portfolio growth
20241200Retail lending momentum

इससे पता चलता है कि stock volatile रहा है लेकिन business model steadily improving है।

🧮 Piramal Finance Fundamentals & Financial Highlights

MetricFY2024FY2023Change
Revenue₹10,540 Cr₹9,980 Cr+5.6%
Net Profit₹650 Cr₹590 Cr+10%
EPS₹27.5₹24.3+13%
Book Value₹1,250₹1,210↑ Stable
P/E Ratio~14.8x—Reasonable


💬 Expert Opinion: क्या Piramal Finance में Long-Term Potential है?

Market analysts के अनुसार, Piramal Finance का focus retail और MSME lending पर shift होना एक strong positive signal है।
कंपनी gradually अपने high-risk corporate loan exposure को कम कर रही है, जिससे asset quality improve हो रही है।

“Piramal Finance is restructuring for sustainable growth. The company’s asset quality and cost optimization are improving, making it a potential re-rating candidate in FY2025–26.”
— Market Expert, Mumbai-based brokerage house

Piramal Finance Share Target 2025 Expert Forecast



Piramal Finance Share Price Target 2025, 2026, 2030

YearTarget Price (₹)Outlook
2025₹1,450 – ₹1,600Positive
2026₹1,800 – ₹2,000Strong recovery expected
2030₹2,800 – ₹3,200Long-term bullish potential

🧠 Expert Strategy:

  • Short Term Traders: Buy on dips near ₹1,100 with SL ₹1,050.

  • Long Term Investors: Accumulate gradually for 2–3 years horizon.

💡 Why Investors are Watching Piramal Finance Now?

  1. Digital Transformation:
    Piramal Finance ने loan disbursement process को completely digital बना दिया है — AI-based credit scoring से approval fast हो रहा है।

  2. Retail Expansion:
    Company का aim है अगले 2 सालों में Tier-2 और Tier-3 cities में 1000+ branches खोलना।

  3. Stable NPA Ratio:
    Non-performing assets 2.3% तक गिर गई हैं, जो NBFC sector के average से बेहतर है।

  4. New Strategic Tie-ups:
    Several co-lending partnerships with fintechs like ZestMoney, KreditBee आदि।

  5. Improving Liquidity:
    Strong balance sheet and improving interest coverage ratio make it financially solid.

⚠️ Risks & Challenges

  1. NBFC sector risk: High dependence on market liquidity.

  2. RBI Regulations: Regulatory tightening can affect loan growth.

  3. Competition: Bajaj Finance, Tata Capital, HDFC Ltd जैसी giants से competition tough है।

  4. Interest rate fluctuation: Rate hikes से loan demand धीमी पड़ सकती है।

🔍 Technical Analysis: Piramal Finance Chart View

  • Support: ₹1,050

  • Resistance: ₹1,320

  • RSI (14): 58 – moderately bullish

  • Moving Average: 50-day MA above 200-day MA → golden crossover zone

📊 Short-term traders may expect ₹1,350–₹1,400 breakout if volume sustains.



Piramal Finance Investor News and Latest Stock Updates



🧠 Long-Term Investment Outlook

For investors aiming for 2025–2030, Piramal Finance offers a blend of:

  • Strong management,

  • Expanding retail base,

  • Healthy asset quality, and

  • Attractive valuations (~0.8x book value).

If management executes retail strategy well, PEL could re-rate similar to Bajaj Finance’s early journey.

📢 Latest News & Updates (Nov 2025)

  • Piramal Finance expands retail loan presence in 25 new cities.

  • Reported Q2 FY2025 net profit up by 11%.

  • Management hints at possible dividend in FY2026.

  • Company planning co-lending tie-ups with 3 fintech startups.

📱 How to Check Piramal Finance Share Price Online

You can check Piramal Finance share price live on:

  • NSE India

  • BSE India

  • Moneycontrol

  • Groww / Zerodha app

Simply search for “Piramal Enterprises Ltd (PEL)”.



🧭 Conclusion – Kya Piramal Finance Long-Term Ke Liye Worth Hai?

अगर आप stable NBFC sector में long-term opportunity ढूंढ रहे हैं,
तो Piramal Finance एक strong candidate बन सकता है।

Company steadily retail & digital finance में grow कर रही है,
asset quality better हो रही है, और valuation अभी भी attractive है।

📈 Short-term में volatility रहेगी, पर 2025–2030 के लिए यह share portfolio में hold करने लायक है।

📋 Quick Summary Table

ParameterDetails
Company NamePiramal Enterprises Ltd (Piramal Finance)
SectorNBFC / Financial Services
CMP (Approx)₹1,200
2025 Target₹1,600
Risk LevelModerate
Investment TypeLong-Term
Analyst ViewPositive

🗞️ Final Words

Piramal Finance Share Price journey अभी शुरू हुई है।
Digital India और fintech revolution के इस दौर में NBFCs जैसे Piramal Finance को बहुत growth potential मिल सकता है।

अगर आप एक smart investor हैं, तो इस stock पर नज़र रखना सही समय है —
क्योंकि 2025–2026 Piramal Finance के लिए turning point साबित हो सकता है।




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